Trusted by 2000+ clients
Smart insurance starts with the right advice
For over 35 years, we’ve helped families and businesses get the right coverage at the best price - with personal guidance and claim support when it counts
Family-owned businessSame day responseRated 4.9 out of 5No extra cost for you

Multilingual service
We gladly serve you in English, 普通话, 廣東話.
Protecting California families & businesses for over 35 years
Learn more about who we areAbout us
For 35+ years, we’ve helped families and businesses across the East Bay and beyond find the right coverage, in English, Mandarin, and Cantonese. We take time to listen, explain your options clearly, and support you - even when it’s time to file a claim.
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Retention rate year-over-year
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Policies in force
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As a Top Producer in California
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Clients currently being served
Real problems we solve
Insurance doesn’t have to be this confusing
We break down the fine print, answer your questions clearly, and help you make sense of your coverage - so you can feel confident, not overwhelmed.
Our solutions & benefits
We’re here to help - every step of the way
Whether you’re getting a quote, updating a policy, or filing a claim, our team is by your side with guidance you can trust and service you can count on.
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Real people, real coverage
You get a personal advisor who explains everything clearly and helps you choose with confidence. No call centers or chatbots.
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Family owned, 35 years strong
Locally rooted and independently run, we’re a family business built on trust, relationships, and long-term care. We’ve proudly served East Bay families and businesses for over three decades.
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We speak your language
Fluent support in English, Cantonese, and Mandarin for clarity, comfort, and cultural understanding.
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Smart coverage, great deals
We compare top insurers to find you the best policy at the right price, tailored to your exact needs.
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No hidden costs or fees
Our support is completely free to you. We’re paid by the insurer, never by you.
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Support through the claims process
We’ll guide you step by step, answer your questions, and make sure your claim is handled smoothly and fairly.

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Response rate under 3 hours
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5-Star Google Reviews
We listen to your needs, explain your options, and help you find the right coverage with confidence.
Learn about how we workOur process
From quote to coverage, we make insurance simple, clear, and tailored to your needs.
- Get in touch
- Get the best, tailored quotes
- Get honest advice
- Set up your policy
- Get claim support
Trusted by 2000+ clients in the Easy Bay Area and across the USA
Here’s what they are saying
Rated 4.9 out of 5 by real clients
Our servicesInsurance solutions for
Insurance solutions for
every stage of life
From your first car to your family home or growing business, we offer personalized coverage that grows with you — backed by a team that’s here for the long run.
No pressure, just honest advice
Start protecting what matters most
We’re here to answer your questions, explain your options clearly, and help you choose the right coverage with confidence.
Personalized coverageFamily-owned care
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Years
In the industry
0.9
Rating
Based on 50+ reviews from real clients



