Insurance
Car Insurance
Protect your vehicle and your peace of mind with customized car insurance built for California drivers. Whether you're on your daily commute or a weekend road trip, we've got you covered - with local support from Dublin you can trust.
Rated 4.9 out of 5
Based on 50+ reviews
Covers accident costs
Pays for repairs, medical bills, and damage.
Protects beyond crashes
Covers theft, fire, and natural disasters.
Keeps you legal
Meets California’s insurance requirements.
Peace of mind
Drive confidently knowing you're covered.
Car Insurance made simple
Personalized coverage. Trusted local guidance.
At Kwan Insurance Services, we help you find the car insurance that truly fits your situation. Whether you’re a new driver, a family looking for affordable coverage, or simply want better service, our agents in Dublin with you to choose the right protection for your needs and budget. Car insurance protects you financially if you’re in an accident, covering costs like damage, injuries, and liability. It’s not just required by law – it’s essential peace of mind on the road.
With access to multiple carriers, we compare quotes, explain your options clearly, and guide you through every step – so you don’t have to figure it out alone. As your personal advisor, we make car insurance simple, transparent, and tailored to you. After the general introduction about the chosen insurance, we will present the different sub- options one might choose. This way, a user can get familiar with the insurance through the intro text and recognize some of the presented options after right away. Like a ‘Which types/options are there?’ part.
Built on trust. Backed by experience.
Here’s why people choose us for their car insurance
- Family-owned with personal, honest service.
- 30+ years of local insurance expertise.
- We compare top carriers to save you money.
- Support in English, Cantonese, and Mandarin.
Build a policy that works for you
Popular Car Insurance coverage
We make it easy to understand your choices. Explore the coverage options that offer the best protection for your vehicle and budget.
Find the right coverage at the right price
Get your free quote in minutesWhat is Car Insurance and how does it work?
Car insurance is a policy that protects you financially if you cause an accident or your vehicle is damaged. In the U.S., drivers choose from different coverage options - like liability, collision, and comprehensive - to build a policy that fits their needs. You pay a monthly premium, and in return, the insurance company helps cover the costs if something happens.
See state-specific insurance exceptions
Coverage and requirements may vary by state. Check with us to see what applies in your area.
Why having Car Insurance matters
Car insurance isn’t just a legal requirement - it’s peace of mind. It protects you from costly repairs, medical bills, and liability if you’re at fault in an accident. With the right coverage, you can drive confidently, knowing you’re protected when it matters most.
What’s typically covered by Car Insurance?
Most car insurance policies cover three main things: damage you cause to others (liability), damage to your own car from an accident (collision), and non-accident damage like theft or weather (comprehensive). You can also add coverage for medical expenses, uninsured drivers, and roadside help.
Optional coverages and special Insurance options
Beyond the basics, you can customize your policy with extra protection. Options like rental car reimbursement, gap insurance, or roadside assistance offer added peace of mind. We also help with coverage for classic cars, rideshare drivers, and teen drivers - so your insurance fits your life.
How we help you choose the right coverage
As your local broker in Dublin CA, we listen first. Our agents get to know your situation and guide you through your options, making sure your coverage fits your needs and budget. Whether you want maximum protection or the essentials, we’re here with honest advice and personal service.
How to get started
Simple steps to the right Car Insurance
From your first message to ongoing support, getting insured with us is easy. Here’s how we guide you through every step - with clarity, care, and no pressure.
No complicated formsFast, Personalized Quotes
Step 1
Get in touch
Contact us by phone, email, or online - we’re ready to help.
Step 2
Get tailored car insurance quote
We’ll ask a few quick questions and provide the best options for you.
Step 3
Get honest advice
Not sure what you need? We’ll explain your coverage options clearly.
Step 4
Set up your policy
When you’re ready, we’ll handle all the paperwork and get you insured.
Step 5
Rely on us for support
Have questions or need to file a claim? We’re here whenever you need us.
You’re in Good Company
See how we’ve helped drivers feel safer on the road
Rated 4.9 out of 5 by real clients
5 stars service. Karson is a very nice person and good advisor. He is a very helpful person. He helped me find a good package for my car insurance. The monthly premiums for my car insurance were lower, but the coverage was much better. Highly recommend.
Francis Yuen
2 months ago
Karson helped me renew my home and auto policies in a bundle that expanded my coverage without increasing my rates. He gave me honest recommendations based on my needs, was very responsive over email, and had a streamlined system for signing and payment. I would 100% recommend to anyone in California or Oregon!
Sienna Ringgenberg
2 months ago
Great service! They are very attentive and able to find the correct insurance that fit my needs. Victor is a funny guy. He'll make sure you're satisfied.
Hong Kwan
2 months ago
Mr. Kwan is trustworthy. He never makes empty promise.
George Wong
6 months ago
Kwan Insurance removed stress out of sorting through insurance quotes after an out-of-state move. They compared quotes and even checked with my existing out-of-state insurer if they could transfer my policy. Karson was responsive, friendly, and advocated for my best interest by letting me know additional ways to bundle and save money. I strongly recommend Kwan for your insurance needs.
Andrew Collins
6 months ago
Great service by Victor and Karson, covering all my insurance needs!
Curtis Liew
2 months ago
It's hard to get a new homeowners insurance policy in California now as all big insurance companies have stopped giving new policies, considering California is at high risk of wildfires. Karson was amazing to get me an affordable homeowners insurance policy within the same day.
Ajay Soni
6 months ago
"Recently switched my auto insurance and Karson helped me with getting the best rate! I saved about $700 switching to his services. It was fast and hassle free. Karson wasn’t pushy and was really patient when I was shopping around for auto insurance. He was very communicative and have responds quickly. Would recommend him and his team!"
Azaian Cagalingan
3 months ago
I had a truly great experience working with Karson. He was incredibly knowledgeable and took the time to explain everything clearly, patiently answering all of my many questions. He went above and beyond by exploring several different insurance options to find the best fit for my specific needs. What impressed me most was that he also provided helpful tips that significantly improved my understanding of insurance choices. Thanks to his expertise and guidance, I felt completely confident in making my decisions. On top of all this excellent service, I saved nearly $2,000 by switching from Allstate and keeping the same coverage! I highly recommend Karson to anyone looking for a knowledgeable, patient, and effective automobile insurance agent who can truly deliver results.
Richard P
6 months ago
FAQ
Common car insurance questions asked by clients
Get quick answers to the questions we hear most — from coverage basics to claims and costs.
Can I switch my current car insurance to Kwan Insurance?
Yes, switching is easy. We’ll help you review your current policy, compare it with new options, and guide you through making the change smoothly.
What information do I need to provide to get a quote?
To provide you with the most accurate and tailored quotes, we’ll need some basic information. This typically includes personal details (such as your name, date of birth, and address), details about the vehicle(s) you wish to insure (including the year, make, model, and Vehicle Identification Number or VIN), and information about your driving history (e.g., any recent tickets or accidents) and current insurance coverage.
Can you help me compare quotes from different insurance companies?
Absolutely. As an independent insurance agency, our primary goal is to help you find the best value. We work with a network of top-rated insurance carriers and will compare quotes and policies for you. This allows us to find the best possible coverage at the most competitive price, specifically tailored to your needs, saving you the time and stress of shopping around.
Do you offer car insurance for young or first-time drivers?
Yes, we do. We offer personalized insurance solutions for every stage of life, from your first car to your family’s policies. We specialize in explaining all your options clearly to help young and first-time drivers secure a policy that balances appropriate coverage with affordability.
What happens if I need to file a claim: do I contact Kwan or the insurance company?
You should typically contact the insurance company directly to file a new claim, as they are the entity that processes and pays the claim. However, a major benefit of working with Kwan Insurance is our commitment to providing support through the claims process. You can contact us immediately afterward, and we will guide you step-by-step, answer your questions, and act as your advocate to ensure your claim is handled smoothly and fairly.
Coverage made simple
Helpin local drivers stay protected
- Rated 4.9 out of 5 stars
- 30+ years of expertise
